The HealthAccess Plus Fixed Indemnity Plan is available without medical underwriting.
Mon - Fri 9:00 - 5:00
HealthAccess Plus
HealthAccess Plus- Portable PPO Coverage Plans
The HealthAccess Plus Fixed Indemnity Plan is offered without medical underwriting and provides first dollar payments for covered healthcare services without a calendar year deductible having to be first satisfied. These plans utilize your selected network and pays the same fixed dollar amount shown on the schedule of benefits regardless of whether services are provided in or out of network.
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You May Choose Any Doctor and Any Hospital! But You can stretch Your dollars further by choosing an In-Network Provider.
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No Calendar Year Deductibles to Satisfy!
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The HealthAccess Plus Fixed Indemnity plan pays in addition to any coverage You have in force.
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Your initial rate is guaranteed for 12 months at no extra charge!1
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24-hour coverage, on or off the job.
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Portable coverage You can take with You even if You move or change jobs.
The HealthAccess Plus Difference
The HealthAccess Plus Fixed Indemnity Plan is not essential health benefit plan under the Affordable Care Act (“ACA”). Instead, they will supplement an essential health benefit plan under which You must first satisfy a deductible every year before You are eligible to receive benefit payments.
The Premium Rate Guarantee Period does not apply to any rate change due to: change of address; addition of Insureds; change of benefits or options; change of Mode Of Premium Payment; group policy coverage if applicable, benefits, limitation or exclusion changes; or any future requirements of any federal or state law.
WHY CHOOSE US
Your Partner in Building
Your Partner in Building
Healthier You.
Offering Personalized Plans
We offer 16 different insurance services and personalized plans for you and your loved ones so that you don’t struggle during the unpredicted incidents of life.
Working with
Honesty and Integrity
Your health is our priority. That's why we make sure to maintain transparency and guide you till you are satisfied with our services before purchasing any plan.
Benefits Of Health Access
The ACA generally required individuals to maintain “minimum essential coverage” or be subject to the payment of the annual shared responsibility payment with the payment of their taxes to the federal government from 2014 – 2018. Congress eliminated the shared responsibility payment in 2019 and beyond for individuals who do not maintain ACA “minimum essential coverage” during 2019 or any year thereafter.
The HealthAccess Plus Fixed Indemnity Plan provides benefits for covered medical services but is neither traditional major medical plans nor Workers’ Compensation plan under state law. The HealthAccess Plus Fixed Indemnity is considered an “excepted benefit plans” under the ACA and are not “minimum essential coverage” plans under the ACA.
HealthAccess Plus is not available in all states. Please contact a licensed agent for more information. Limitation, Waiting Periods, and Exclusions apply.
HOW IT WORKS
Our efficient working method
step
Select insurance
Get a plan suitable for you and your family.
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Discuss about case
Talk to our experts about your health needs.
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Fill the form
Finalize the formal process after selecting your plan.
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Taking Insurance
Now you are eligible to avail your insurance anytime.
Let's speak
with industry
experts.
Consult with our healthcare advisors to learn which insurance plan is the best based on your specific health needs and the benefits it offers.
CALL FOR ADVICE NOW!
