Benefits Of Secure Dental

SecureDental is not available in all states. Benefit amounts and availability may vary by state. Please contact a licensed agent for more information. Limitations, Waiting Periods and Exclusions may apply.

The SecureDental Plans provide benefits for covered dental services only. The SecureDental Plans are considered “excepted benefit plans” under the ACA and are not “minimum essential coverage” plans under the ACA. The ACA generally required individuals to maintain “minimum essential coverage” or be subject to the payment of the annual shared responsibility payment with the payment of their taxes to the federal government from 2014-2018. Congress eliminated the shared responsibility payment in 2019 and beyond for individuals who do not maintain ACA “minimum essential coverage” during 2019 or any year thereafter.

• Family limit of 3 per Person Deductibles

• eparate $50 Deductible for Non-Participating Dentist per Insured

• Not subject to Calendar Year Deductible when received from a Participating Dentist

• Subject to 6 month benefit waiting period

• Subject to a 12 month benefit waiting period

• Separate $150 Deductible for Non-Participating Orthodontic Dental Care per Insured

• These services are not covered under the Policy/Certificate but are subject to a discount of up to 20% if you see a Participating Dentist